PAJMON CPT

Umowa zlecenie explained — what does it mean in practice?

reel angielski Agosto 1. 2025

For many people coming to work in Poland, the term “umowa zlecenie (a civil law contract)” sounds uncertain. Sometimes it is associated with something worse, sometimes with a lack of security. On the internet, it is easy to find conflicting information which, instead of helping, only increases stress. But the truth is much simpler — umowa zlecenie is a legal and very commonly used form of work, especially at the beginning of a stay in Poland.

Is umowa zlecenie legal in Poland?

This is one of the most frequently asked questions. The answer is simple: yes. Umowa zlecenie is fully compliant with Polish law. If you have a signed contract and your employer has registered you with the relevant institutions, you are working legally. This means official employment, remuneration in line with regulations, and the ability to legally stay and work in Poland. This is extremely important when dealing with authorities and when extending your residence permit.

How is payment calculated under umowa zlecenie?

Work under umowa zlecenie is usually paid on an hourly basis. A minimum hourly rate applies, so the employer cannot pay less. Salary is paid according to the terms of the contract, usually once a month. You work a specific number of hours, the hours are recorded, and you are paid for each of them. Payments are made on time and according to the agreement.

Working hours — more flexibility and higher earnings

One of the biggest advantages of umowa zlecenie is flexibility. There is no rigid full-time schedule as with an employment contract. This allows you to work more hours and, as a result, realistically increase your earnings. For people who are available and willing to work more, this is a major benefit, as income depends directly on the number of hours worked.

ZUS and pension contributions — why this really matters

An employer registers an employee working under umowa zlecenie with ZUS (the Polish Social Insurance Institution). This means that health insurance and pension contributions are paid. As a result, you have access to public healthcare, and your work counts toward your future pension. Just as importantly, you build a history of legal employment in Poland, which is crucial in dealings with authorities and residence matters.

Taxes — a natural part of legal work

Income tax is deducted from umowa zlecenie by the employer. The employee receives their “net” salary after deductions. After the end of the calendar/tax year, the employee receives a document required for annual tax settlement. Paying taxes confirms the legality of income, protects against problems with authorities, and makes long-term stay in Poland easier.

Why is this a good start in Poland for many people?

For many foreigners, umowa zlecenie is a good way to start working in Poland. It allows for quick employment, often involves simpler formalities, offers flexible schedules, and enables working a higher number of hours. It is a practical solution, especially at the beginning of life in a new country.

It is also worth knowing that work performed under umowa zlecenie can be the basis for obtaining a loan in Poland — both consumer loans and, in some cases, mortgage loans. For many people, this is the first step toward building a financial history and stability in Poland.

Summary — what is worth remembering

Umowa zlecenie is a legal and safe form of work. For foreigners, it is often a better solution than an employment contract. It offers flexibility, the opportunity to work more hours, and official income. And legal work in Poland means not only money today, but also peace of mind, healthcare, and long-term stability for the future.

PAJMON CPT
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